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Loan Features

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DreamCash Personal Loan

Higher Personal Liquidity, Better goal achievement

Interest charge only starts on the designated loan drawdown date, enabling you to master your repayment more easily^*

Promotion Period: 1 January 2026 to 30 June 2026 (both days inclusive)

Loan Features

APR as low as 1.99% ^{^}
Loan Amount up to HKD2,000,000 or 12 times of monthly salary(whichever is lower) ^#
Flexible repayment tenor up to 60 months
7-day cooling-off period^Ω

Promotion Offers

During Promotion Period, customer who successfully apply via the Bank’s website, and drawdown designated amount of DreamCash Personal Loan on or before 31 July 2026, using the account in the Bank for disbursement and repayment, can enjoy up to HKD3,000 Cash Rebate. For details, please refer to the Terms and Conditions for Promotion Offers.

Selected Customers enjoy Exclusive Offer

Professional, Civil-servants, Full-time Teachers, BComBEST Private Services / BComBEST Services /Private Banking Service Customers and the Mortgage Customers of the Bank. (“Selected Customers”) can enjoy preferential interest rateⁱ based on the drawdown loan amount and repayment tenor.

Remarks of interest rate table and Terms and Conditions for Promotion Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

-Apply Now-

To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal Data (Privacy) Ordinance"

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge

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Customer Service Hotline: 223 95559

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