Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Personal Banking>> Loans>> DreamCash Personal Loan

DreamCash Personal Loan 

Higher Personal Liquidity Better goal achievement

Interest charge only starts on the designated loan drawdown date, enabling you to master your repayment more easily i

Loan Features

  • Loan Amount up to HK$2,000,000 or 12 times of monthly salary ii
  • Flexible repayment tenor up to 60 monthsiii
  • APR as low as 2.35% ︿

Promotion Offers

Customers have successfully applied DreamCash Personal Loan during the promotion period1 and drawdown on or before 30 April 2024 can get the fabulous offers below:

Enjoy up to HK$4,700 Spending Reward for loan drawdown*
*Up to HK$4,700 Spending Reward is only applicable for customers who entitled for Reward 1, Reward 2 and Reward 3 mentioned as below. Terms and Conditions apply.

Reward 1 - Up to HK$1,500 Spending Reward 4 for DreamCash Personal Loan (excluding DreamCash Balance Transfer) drawdown
Reward 2 - Extra HK$3,000 Spending Reward 4 for DreamCash Personal Loan (excluding DreamCash Balance Transfer) drawdown
Reward 3 - Extra HK$200 Spending Reward 4 (Including DreamCash Personal Loan or DreamCash Balance Transfer) by using the account in the Bank for disbursement and repayment

Selected Customers enjoy Exclusive Offer Professional, Civil-servants, Full-time Teachers, BComBEST Private Services Customers, the BComBEST Services Customers and the Mortgage Customers of the Bank. (“Selected Customers”) can enjoy a preferential interest rate^


Remarks of interest rate table and Terms and Conditions for Promotion Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

-Apply Now-

current internet banking customer apply now other customer apply now

Click Here to Download Application Form

application hotline: 25312323  



To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge

Required application documents


Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets