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DreamCash Tax Loan

Exclusively enjoy a preferential APR with ease in tax season

Promotion period: 22 December 2025 to 31 March 2026 (both days inclusive).

Loan Features

APR as low as of 1.49%^{^}
Loan amount up to HK$2,000,000 or 12 times of monthly salary (whichever is lower)^#
Waived Handling Fee
7-day cooling-off period^Ω

Promotion Offers

During Promotion Period, customer who successfully apply via the Bank’s website, and drawdown designated amount of DreamCash Tax Loan on or before 30 April 2026, using the account in the Bank for disbursement and repayment, can enjoy up to HKD5,000 Cash Rebate. For details, please refer to the Terms and Conditions for Promotion Offers.

Interest rate tableⁱ:

For the above remarks, please refer to:
Remarks of interest rate Table and Terms and Conditions for DreamCash Tax Loan & Promotional Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. For enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3. The customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

To borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge

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Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets Please visit any of our outlets