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BOCOM(HK) offers a range of banking products, services and privileges, we now launch Electric Vehicle Loan. No collateral is required, 0% handling fee, a preferential APR!
Loan Features
- Loan amount up to HK$2,000,000 or the purchase price of electric vehicle (whichever is lower) Remarks i i
- Flexible repayment tenor up to 60 months Remarks of interest rate table *
- ^A preferential Annualized Percentage Rate (“APR”) as low as 4.50% Remarks of interest rate table
- Enjoy up to HK$2,900 Spending Reward terms and conditions of promotional offers 3
Customers have successfully applied for DreamCash Electric Vehicle Loan during the Promotion Period general terms and conditions 1 and drawdown on or before 31 July 2024 can get up to HK$2,900 Spending Reward below:
| Reward | Promotional Offer | The details of Spending Reward below |
| Reward 1 | Enjoy HK$600 Spending Reward if Customers who have successfully applied and drawdown the loan amount of HK$200,000 or above and successfully applied for Greater Bay Area CUP Dual Currency Diamond Card or are already the cardholders of Greater Bay Area CUP Dual Currency Diamond Card | HK$600 |
| Reward 2 | Enjoy an additional HK$1,500 Spending Reward if Customers who have successfully applied and drawdown loan amount of HK$200,000 or above via the Bank's website and successfully applied for Greater Bay Area CUP Dual Currency Diamond Card or are already the cardholders of Greater Bay Area CUP Dual Currency Diamond Card | HK$1,500 |
| Reward 3: Binding and Activating Unitoll Card Reward |
Successfully applied for Greater Bay Area CUP Dual Currency Diamond Card, and also bind and activate Unitoll Card through the Bank's designated services venue or the Bank's mobile phone banking | HK$600 |
| Reward 4: Credit Card Application Reward |
Successfully apply Greater Bay Area CUP Dual Currency Diamond Card via the Bank of Communications (Hong Kong) website by inputting the promotion code "ETC02 or ETC03 or JYWT or CICHK or CTSHK" and the new issued card have to activate within the first month of card issuance will entitle HK$200 Spending Reward. | HK$200 |
The above offers are bounded by related terms and conditions.
| Loan Amount (HK$) |
Tenor (Month) |
24 | 36 | 48 | 60 |
| Loan amount up to HK$2,000,000 or purchase price of electric vehicle | Monthly Flat Rate | 0.194% | 0.193% | 0.193% | 0.1937% |
| APR | 4.50% | 4.50% | 4.50% | 4.50% |
Remarks of interest rate table and Terms and Conditions for Promotion Offers
Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.
-Apply Now-
Click Here to Download Application Form
To Borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement (KFS) for Instalment Loan
The Apportionment of Principal and Interest and Early Repayment Charge
Customer Service Hotline: 223 95559
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