Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(
Credit Card Cash Advance
Methods of Cash Withdrawal
1. Internet Banking1
(login Internet Banking -> Credit Card -> Cash Advance)
2. Mobile Banking2
(login Mobile Banking -> Credit Cards -> Cash Advance)
3. Local or Overseas ATM channel3
•Cash deposit into your designated account maintained with our Bank directly for cash withdrawal
•Cash withdrawal directly
Methods of Cash Withdrawal
1. Internet Banking1
(login Internet Banking -> Credit Card -> Cash Advance)
(login Mobile Banking -> Credit Cards -> Cash Advance)
3. Local or Overseas ATM channel3
•Cash deposit into your designated account maintained with our Bank directly for cash withdrawal
3. If you forget your ATM password, you may apply for re-issuance through the following channels: 1) Visit any outlets 2) Call the Bank's Customer Services Hotline : 223 95559.
4. If you forget your Internet/Mobile Banking password, you may click "Forgot Password?" in Login page, and follow the instruction to reset password.
| Smart Tips for overseas cash withdrawal - Security measure for cash withdrawal at overseas ATM |
|
You are required to activate your cards' overseas ATM cash withdrawal function (effective immediately upon activation) through below designated channels before you may perform cash withdrawal at overseas (including Cash Advance from credit card accounts): |
Remarks:
1. The cash advance amount cannot exceed the available credit limit. For cash advance, an interest will be calculated from the date of such advance to a date on which payment is received, please refer to "Bank of Communications Fees Schedule / Bank of Communications CUP Dual Currency Credit Card Fees Schedule" in Bank's website. For a cash advance without handling fee offer, the annualised percentage rate is 35.54% based on the calculation of 3.5% handling fee of the cash advance amount. Annualised percentage rate (APR) is calculated according to the guidelines set out in the Code of Banking Practice and will be rounded up the nearest two decimal places. APR is a reference rate which expresses the fees and charges of respective product as an annualised rate.
2. Handling Fee of HKD25 per transaction will be charged for cash withdrawal through VISA PLUS Networks by using Bank of Communications Credit Card.
3. Other banks may charge handling fees for ATM cash withdrawal transactions. The Bank will not bear any responsibility for any handling fees imposed by other banks.
4. Credit Card Cash Advance Program is subject to terms and conditions. Please click here for details.
To borrow or not to borrow? Borrow only if you can repay!
Customer Service Hotline: 223 95559
Please visit any of