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DreamCash Greater Bay Area Property Owner Personal Loan ⁱ

Special Features

Annualized Percentage Rate ("APR") 4.60%ⁱⁱfor loan amount HK$200,000 or above on 36 months tenor

Loan amount up to HK$6,000,000 or 12 times of monthly salary(whichever is lower)ⁱⁱⁱ
Repayment tenor of 12, 24, 36, 48 and 60 months are available
Up to HK$500 Spending Reward for GBA property owner personal loan drawdown

Promotion Offers

During the Promotion Period⁴, Selected Customers¹ who have successfully applied and drawdown the loan can get the fabulous offers below:

Enjoy up to HK$500 Spending Reward^*

*Up to HK$500 Spending Reward is only applicable for customers who entitled for Offer 1 and 2 mentioned below. Terms and Conditions apply.

Offer 1: Simultaneously applying Greater Bay Area CUP Dual Currency Diamond Card can enjoy HK$300 Spending Reward⁵

Offer 2: Extra HK$200 Spending Reward by using the account in the Bank for disbursement and repayment⁵

Terms and Conditions apply.

Interest Rate Table - Bank of Communications DreamCash Greater Bay Area Property Owner Personal Loan

Remarks of interest rate table and Terms and Conditions for Promotion Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One　Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

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