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Current Location >> Personal Banking>> Loans>> Greater Bay Area Property Owner Personal Loan

DreamCash Greater Bay Area Property Owner Personal Loan i 

Special Features

  • Annualized Percentage Rate ("APR") 4.60%ii for loan amount HK$200,000 or above on 36 months tenor
  • Loan amount up to HK$6,000,000 or 12 times of monthly salary(whichever is lower)iii
  • Repayment tenor of 12, 24, 36, 48 and 60 months are available
  • Up to HK$500 Spending Reward for GBA property owner personal loan drawdown

Promotion Period: From 1 January 2024 to 31 March 2024

Promotion Offers

During the Promotion Period4, Selected Customers1 who have successfully applied and drawdown the loan can get the fabulous offers below: 

Enjoy up to HK$500 Spending Reward*

*Up to HK$500 Spending Reward is only applicable for customers who entitled for Offer 1 and 2 mentioned below. Terms and Conditions apply.

Offer 1: Simultaneously applying Greater Bay Area CUP Dual Currency Diamond Card can enjoy HK$300 Spending Reward5

Offer 2: Extra HK$200 Spending Reward by using the account in the Bank for disbursement and repayment5


Terms and Conditions apply.


Interest Rate Table - Bank of Communications DreamCash Greater Bay Area Property Owner Personal Loan

Remarks of interest rate table and Terms and Conditions for Promotion Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

-Apply Now-

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Click Here to Download Application Form

application hotline: 25312323  



To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge


Contact Us

Customer Service Hotline: 223 95559

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