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Current Location >> Personal Banking>> Credit Card>> Spending & Purchase Instalment>> Cash Instalment Plan

For Key Facts Statement (KFS) for Instalment Loan of Cash Instalment Plan, please click here.

Bank of Communications Credit Card reserves the instant cash for you. You can convert your available credit limit into instant cash and deposit in any bank account in HK to meet your goals, including tax payment, travel or shopping etc!

• 0% interest^
• Monthly handling fee as low as 0.18% of the withdrawal amount
• Cash will be credited to bank account as fast as 5 working days
• Up to 36 months repayment period
• Simple repayment by credit card

^If full payment of the outstanding current balance as stated in credit card statement is received by the Bank on or before the due date, no interest shall be payable by cardholder. Otherwise interests, finance charge and other fees, if applicable, shall be charged pursuant to the cardholder agreement.

Application Methods:
1) Login Internet Banking (After login, click “Credit Card” and “Cash Instalment Plan”)
2) Login Mobile Banking (After login, click “Credit Cards” and “Cash Instalment Plan”)
3) Application Hotline1 2531 2322
4) Complete the Application Form and Mail to 12/F, Bank of Communications BLDG, 368 Hennessy Road, HK or Fax2 2591 9968

1. Application Hotline Services Hours: Monday to Friday 9 a.m. to 9 p.m.; Saturday 9 a.m. to 6 p.m.(Exclude public holidays).
2. If you already submitted the application via Fax, please do not Mail the application to us in order to avoid duplication.

Cash Instalment Plan is subject to terms and conditions. Please click here for plan details and terms and conditions. For the Frequently Asked Questions of handling fee and principal in each monthly repayment, please click here.

To borrow or not to borrow? Borrow only if you can repay!

Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets