• Exclusive Services
• Exclusive Privileges

Comprehensive Wealth Management Solutions

l A board range of investment products that fulfill your diversified financial needs.

l Comprehensive debt instrument and other structured products1 help you explore new investment opportunities.

l Holistic retirement and protection planning for you and your family.

l By transforming asset portfolio to extra cash flow, Asset-Link Secured Overdraft offers you greater financial flexibility.

Cross-Border Services

l We have partnered with Bank of Communications Guangdong Province Branch and Shenzhen Branch ("Mainland Branch") to provide "Cross-boundary Wealth Management Connect Scheme", enables eligible investors in the Greater Bay Area Mainland and Hong Kong to invest in eligible wealth management products of the Mainland Branch and the Bank through a closed-loop funds flow channel.

Learn more about "Cross-boundary Wealth Management Connect Scheme"

Remarks:

1. The above mentioned debt instrument and other structured products are only applicable to Professional Investors as defined in Schedule 1 of the Securities and Futures Ordinance. Customer's Professional Investor status is subject to the Bank's validation on the Customer's portfolio.

2. Cross-border Mortgage Loan Service is only applicable to Hong Kong / Macau residents who hold Mainland Travel Permit for Hong Kong and Macau Residents.

The above information is for reference only and is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risks. Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Past performance is not an indication of future performance. Investors should read carefully the offering documents and the relevant Risk Disclosure Statement before making any investment decision. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances and should seek independent professional advice if necessary. Some investment products (e.g. derivative funds or structured products) may also involve derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. The products are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

Complex Product Risk Disclosure Statement:
Some investment products (e.g. structured products, complex bonds, some unauthorized funds, derivative funds, or hedge funds, etc.) are complex products, and the underlying product structure is so complex that its terms, features and risks are not reasonably likely to be understood by retail investors. It is difficult for investors to predict the return on investment or the circumstances under which they need to bear losses, and it is also difficult to determine the amount of loss in advance. In the worst case scenario, you may lose all of your investment. Therefore, investors should exercise caution when conducting any relevant transactions. Such investment products are generally only available to professional investors, and ordinary investors may not be suitable for this kind of products. Before entering into any transaction, investors must carefully read the relevant prospectus/offering documents, including but not limited to the risk disclosure statement and risk warning set out therein, to understand the risks involved.

Cross-boundary Wealth Management Connect Scheme Risk Disclosure Statement:
Cross-boundary Wealth Management Connect Scheme is a pilot scheme under the Regulatory Requirements on the Cross-boundary Wealth Management Connect Scheme. The relevant laws and regulations are relatively new, and the Mainland Regulatory Authorities and Hong Kong Regulatory Authorities may make interpretations and amendments in respect of the relevant provisions and operational requirements from time to time, which may incur policy and regulatory risks. Investment gains may be affected by such risks from time to time.