DreamCash Personal Loan
Higher Personal Liquidity, Better goal achievement
Interest charge only starts on the designated loan drawdown date, enabling you to master your repayment more easily*Promotion Period: 27 May 2024 to 31 December 2024
Loan Features
- APR as low as 2.35% ^
- Loan Amount up to HKD2,000,000 or 12 times of monthly salary(whichever is lower) #
- Flexible repayment tenor up to 60 months
Promotion Offers
Customers who successfully apply for DreamCash Personal Loan during the Promotion Period, and drawdown on or before 31 January 2025 using the account in the Bank for disbursement and repayment, can get the fabulous offers below※:
Enjoy up to HKD4,500 Spending Reward for loan drawdown※
Reward 1 - During Promotion Period, customer who successfully apply for and drawdown designated amount of DreamCash Personal Loan on or before 31 January 2025, with repayment tenor of 36 months or above and using the account in the Bank for disbursement and repayment, can enjoy up to HKD1,500 Spending Reward※
Reward 2 - During Promotion Period, customer who successfully apply via the Bank’s website, and drawdown designated amount of DreamCash Personal Loan on or before 31 January 2025, using the account in the Bank for disbursement and repayment, can enjoy up to HKD3,000 Spending Reward※
Selected Customers enjoy Exclusive Offer
Professional, Civil-servants, Full-time Teachers, BComBEST Private Services Customers, BComBEST Services Customers and the Mortgage Customers of the Bank. (“Selected Customers”) can enjoy corresponding interest rate based on the drawdown loan amount and repayment tenor. During the Promotion Period, new customers who successfully applied for BComBEST Private Services/BComBEST Services Customers of the Bank and fulfill the relationship balance requirement of the corresponding service, can enjoy preferential interest ratei
Remarks of interest rate table and Terms and Conditions for Promotion Offers
Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.
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Click Here to Download Application Form
To Borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement (KFS) for Instalment Loan
The Apportionment of Principal and Interest and Early Repayment Charge
Required application documents