Required application documents

1. Hong Kong Identity Card /Passport or such other identification documentation acceptable by the Bank
2. Residential Address Proof dated within the latest 3 months (e.g. electricity bill, rates demand note, bank statement)
3. Loan disbursement and repayment account proof (e.g. Bank Statement/ bank passbook showing borrower name and account number)
4. The latest monthly statement(s) of the personal overdraft/loan/credit card account(s) for each balance transfer request.

and

Fixed Income Earner
any one of the following documents:

• Latest 1 month's (bank statement / bank passbook / salary slip / Mandatory Provident Fund statement) showing salary record
• Latest Income Tax Demand Note (issued within 1 year from the date of issuance)
• Latest 1 month's employment letter plus bank statement/ bank passbook showing salary entry

Non-fixed Income Earner
any one of the following documents:

• Latest 3 month's (bank statement / bank passbook / salary slip / Mandatory Provident Fund statement) showing salary record
• Latest Income Tax Demand Note (issued within 1 year from the date of issuance) plus latest 1 month's bank statement/ bank passbook showing salary entry

Self Employed

1. Business Registration; and
2. Latest 3 month's personal or company bank statement/ bank passbook; and
3. Latest Income Tax / Profit Tax Demand Note (issued within 1 year from the date of issuance) or latest audited financial statement

The Bank reserves the right to, at any time, request further information/ document(s) from applicant.