• Personalized Services
• Exclusive Privileges

Our well-established nationwide branch network and professional wealth management team are ready to help by providing you with comprehensive wealth management services, and assisting you to accumulate wealth and establish a sound foundation for life.

Flexible Financing Services

Provide a wide range of loan solutions, from BComBEST Floating Overdraft Facility Service, personal loan, to different types of mortgage plans.

Investment Services

To help realize your plans and goals, we offer a wide range of investment products including securities, investment funds, Precious Metals and FX margin trading, bonds to suit your diverse investment needs.

Renminbi Services

Comprehensive Renminbi products and services

Deposits Services

Multi-currency savings deposit, time deposit, and club deposit accounts, as well as HK Dollar, US Dollar and Renminbi current accounts.

Risk Disclosure Statement:
The above information is for reference only and is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risks. Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Past performance is not an indication of future performance. Investors should read carefully the offering documents and the relevant Risk Disclosure Statement before making any investment decision. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances and should seek independent professional advice if necessary. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. The products are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

Securities Trading Risk Disclosure Statement:
The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investment Funds Risk Disclosure Statement:
This is a structured product involving derivatives. The investment decision is yours but you should not invest in the "Investment Fund" unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Precious Metals and FX Margin Trading Risk Disclosure Statement:
The risk of loss in leveraged precious metals and foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as "stop-loss" or "stop-limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.

Bond Risk Disclosure Statement:
Investor bears the credit risk of the issuer and has no recourse to the Bank. Before entering into any transaction, you are advised to carefully read the Offering Circular, discuss with your own investment advisor or other appropriate professional to understand the possible risks and benefits of the transaction if needed. You should also take reasonable steps to assess the risks and appropriateness of the transaction in the light of your own risk, financial situation, objectives, investment tenor and circumstances. The price of bonds fluctuates and any individual bond may go down as well as up. Bond investment involves risk, including the possible loss of the principal amount invested. An investment in bonds is not equivalent to a time deposit and should not be taken to replace a time deposit.

Insurance Risk Disclosure Statement:
The insurance plan is a product of the corresponding underwriting insurance company, but not the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between the corresponding underwriting insurance company and the customer.

RMB Currency Risk Disclosure Statement:
RMB is subject to exchange rate risk and is currently not freely convertible. Conversion of RMB or provision of RMB services through banks in Hong Kong is subject to relevant RMB policies, other restriction and regulatory requirements in Hong Kong. No prior notice will be given for any changes which may be made from time to time.

RMB Currency Risk Disclosure Statement:
RMB is subject to exchange rate risk and is currently not freely convertible. Conversion of RMB or provision of RMB services through banks in Hong Kong is subject to relevant RMB policies, other restriction and regulatory requirements in Hong Kong. No prior notice will be given for any changes which may be made from time to time.

Please visit any of our outlets, BComBEST Services Centre or call our customer services hotline for more information.

To borrow or not to borrow? Borrow only if you can repay!