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“win-win business”sme green and sustainable development promotion  bocom (hong kong) has been actively promoting green and sustainable development and  joins hands with customers to combat challenges of climate and environmental change.  to encourage sme customers to allocate resources to achieve sustainable development, bocom (hong kong) offers numerous sme green and sustainable development privileges and other fabulous rewards, thereby propelling low-carbon and sustainable economic development for sme and achieve a win-win situation together.  from now till 31st december 2023, upon completion of designated transactions, customers will be entitled to the following exclusive privileges:  deposit  “esg time deposit”privilege	hkd10,000 cash rewards high interest savings deposit for company customer	totally up to hkd25,000 cash reward for 2 stages  loans   subsidy for sfgs guarantee fee 	up to hkd50,000 cash subsidy and hkd1,888 designated customers esg rewards   digital transactions  digital payroll privilege	hkd888 cash rewards  digital remittances handling charge rebate	up to hkd500 cash rebate  existing mpf employer account digital mpf contribution privilege	hkd400 supermarket coupon  “win-win business” exclusive privilege “win-win business” privilege	hkd1,888 cash rewards and hkd1,888 designated customers esg rewards   act now to enjoy fabulous privileges! offers and the related products and services are subject to the relevant terms and conditions. investment involves risks. this promotion material is for general reference only.  for details of the relevant terms and conditions and risk disclosure statement, please click here or contact our staff.foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment. investors are urged to consider the tax consequences before making an investment and should seek tax advice based on their particular circumstances from an independent tax professional. this document does not purport to identify all the risks that may be involved in the related investments. before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning. rmb is subject to exchange rate risk and is currently not freely convertible. conversion of rmb or provision of rmb services through banks in hong kong is subject to relevant rmb policies, other restriction and regulatory requirements in hong kong. no prior notice will be given for any changes which may be made from time to time.  bank of communications (hong kong) limited (the“bank”) is a registered principal intermediary in providing mpf services. the relevant mpf scheme is a product of bank of communications trustee limited but not the bank; and in respect of an eligible dispute (as defined in the terms of reference for the financial dispute resolution centre in relation to the financial dispute resolution scheme) arising between the bank and the customer out of the selling process or processing of the related transaction, the bank is required to enter into a financial dispute resolution scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between bank of communications trustee limited and the customer.  the bank is an insurance agent of insurance companies. in respect of an eligible dispute (as defined in the terms of reference for the financial dispute resolution centre in relation to the financial dispute resolution scheme) arising between the bank and the customer out of the selling process or processing of the related transaction, the bank is required to enter into a financial dispute resolution scheme process with the customer; however any dispute on the contractual terms of the insurance products should be resolved directly between insurance companies and the customer.  to borrow or not to borrow? borrow only if you can repay!  bank of communications (hong kong) limited (incorporated in hong kong with limited liability )


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