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BOCOM Overdraft Facility

 

Easy Application

Just download and complete the application form , and return it with the required documents to any of our branch or sub-branches by mail, fax, or in person.

Interest Rate Table of BOCOM Overdraft Facility

Limit Amount (HK$) Interest Rate (per annum)
General Customers Selected Customers
10,000 - 19,999 P + 4% P + 3%
20,000 - 49,999 P + 3% P + 2%
50,000 - 199,999 P + 2% P + 1%
200,000 - 500,000 P + 1% P

# First Year annual fee waiver is only applicable to new customers of the bank. The Annual Fee will be charged in subsequent years at the rate of 1% of the overdraft limit per annum.
Remarks :

1. The Best Lending Rate for Hong Kong dollar (P) is quoted by the Bank from time to time. Please consult the Bank for the latest rate.
2. 'Selected Customers' include BOCOM's customers of BComBEST Services, Mortgage Loan and Payroll Service, professionals and civil servants of The Hong Kong Special Administrative Region. The Bank reserves the right at its absolute discretion to interpret the term 'Selected Customers'.
3. The final approved interest rate is depended on the applicant's approved overdraft limit.
4. The above information is for reference only. The Bank reserves the right to cancel, add or alter of the above terms, conditions and offers at any time without prior notice.