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BOCOM Personal Loan |
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Easy Application
Just download and complete the application form, and return it with the required documents to any of our branch or sub-branches by mail, fax, or in person.
Interest & Monthly Repayment Table of BOCOM Personal Loan
| Loan Amount (HK$) | ||||
| 10,000-19,999 | 20,000-49,999 | 50,000-199,999 | 200,000-600,000 | |
| Monthly Flat Rate | 0.55% | 0.45% | 0.3% | 0.25% |
| Monthly repayment in HK$ (per HK$1,000) | ||||
| 12 Months | 88.83 ( 14.80% ) |
87.83 ( 12.38% ) |
86.33 ( 8.81% ) |
85.83 ( 7.63% ) |
| 24 Months | 47.17 ( 15.21% ) |
46.17 ( 12.77% ) |
44.67 ( 9.13% ) |
44.17 ( 7.92% ) |
| 36 Months | 33.28 ( 15.24% ) |
32.28 ( 12.83% ) |
30.78 ( 9.22% ) |
30.28 ( 8.02% ) |
| 48 Months | 26.33 ( 15.17% ) |
25.33 ( 12.81% ) |
23.83 ( 9.25% ) |
23.33 ( 8.05% ) |
For enquiries, please visit any of our branch and sub-branches or call our customer service hotline.
Note:
| 1. | The above table monthly repayment amount is rounded up to two decimal places. The annualized percentage rates (APR) in parentheses have already included the respective handling charge (the handling charge of 12 months repayment period is 1% of loan amount; handling charge of 24 months repayment period is 2% of loan amount; handling charge of 36 months repayment period is 3% of loan amount; handling charge of 48 months repayment period is 4% of loan amount;). The APR is calculated according to the standard method set out in the Code of Banking Practice, and is rounded up to two decimal places. |
| 2. | Handling charges will be deducted from the loan proceeds upon drawdown. |
| 3. | The above information is for reference only; the Bank reserves the right to cancel, add or alter of the above terms, conditions and offers at any time without prior notice. |
