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Equity-Linked Deposit

Equity-Linked Deposit (ELD) offers you higher potential return

An ELD combines a time deposit and a stock option for a broad range of stocks listed on the Hong Kong Stock Exchange (the "Linked Stocks"). When interest return on traditional time deposits is not attractive to you, ELD offers you the potential to receive an enhanced return on your funds.

Features

  • Potential to earn higher return than traditional time deposit interest;
  • A wide choice of Linked Stocks and deposit periods to suit your investment strategy, return expectation and risk appetite;
  • No service charge for placing an ELD - all fees, charges, operational, administrative and hedging costs incurred by the Bank in offering the ELD are already inherently contained and included in the calculation of interest rates and other variables.

Before investing in ELD, you have already known:

  • Your risk acceptance level
  • Your investment return target
  • Your investment amount and duration
  • The nature, risk and the relevant terms and conditions of ELD
  • Volatility of the market

Other Information

 

ELD is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong. The repayment of ELD is not guaranteed by the Hong Kong SAR Government's Exchange Fund.

 

Risk Disclosure Statement

This is a structured product involving derivatives.  The investment decision is yours but you should not invest in the "Equity-Linked Deposit" unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.