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Fire Insurance

 

Plan A - Fire Insurance

Protect your property at the insured location against fire, lighting, and explosion of boilers or gas used for domestic purposes only.

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Plan B - Fire Insurance and additional coverage

In addition to the coverage provided fire insurance (Plan A). Coverage extends to the loss of or damage to your property arising from aircraft, bush fire , earthquake, vehicle impact, riot and strike, malicious damage, sprinkler leakage, typhoon, windstorm and flood, bursting or overflowing of water tanks, apparatus or pipes.

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Major Exclusion

Cash, jewelry, stamp, cheque, work of arts, manuscript, computer system records and book of accounts etc.

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Premium

Premium rate is based on nature, type of usage and location of insured property.

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Coverage

The plan accepts the property to be insured as follow:

  • Building structure but excluding drains and foundation
  • Fixture, fittings and furniture
  • Machinery, plant and equipment (excluding moulds of any kind)
  • Stock and materials in trade (including finished and semi-finished goods)

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Governing Law of Policy: Hong Kong Special Administrative Law

For enquiries, please visit any of our branch and sub-branches or call our customer service hotline.

Note:

  1. The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.
  2. The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Hong Kong Office of the Commissioner of Insurance to provide general insurance business. Bank of Communications Co., Ltd. Hong Kong Branch is an appointed insurance agent of China BOCOM Insurance Co., Ltd.