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China Medical Card

 

China Accidental Emergency Medical Insurance

Coverage Summary

Coverage Summary
Plan Type Short-term Plan Annual Plan
14,30,60 and 90 Days Plan A Plan B
Territorial Limit Mainland China
(excluding Hong Kong SAR and Macau SAR)		 Mainland China
(excluding Hong Kong
SAR and Macau SAR)		 Guangdong Province Only
Authorized Hospital Network The Ministry of Health P.R. China and the Bureau of Medical Administration Health Department of the General Logistics Department of the People's Liberation Army of China
Emergency Medical Expenses Maximum HK$200,000
per event		 Maximum HK$300,000
per event		 Maximum HK$300,000
per event
Follow Up Treatment Expenses within
30 days after discharging from hospital including		 N/A

HK$ 3,000
(Max. Limit)

HK$ 3,000
(Max. Limit)
a. Physiotherapy or Chiropractic Treatment Expenses N/A HK$1,000
(HK$ 150 per Day)		 HK$1,000
(HK$ 150 per Day)
b. Chinese Herbalists or Bonesetters Expenses N/A K$500
(HK$ 100 per Day)		 HK$500
(HK$ 100 per Day)
Emergency Medical Evacuation HK$35,000 Unlimited Unlimited
Emergency Repatriation to
Hong Kong after Treatment
Repatriation of Mortal Remains/Ashes
to Hong Kong
Compassionated Visit
(In the event of the Insured suffering from serious Accidental Bodily Injury resulting in hospital confinement in China for more than 7 consecutive days)
  • A round trip ticket
    (on economy class fare basis)
  • Accommodation costs
    (HK$1,200 per day, maximum period of 5 consecutive days)
  • Two round trip ticket
    (on economy class fare basis)
  • Accommodation costs
    (HK$1,200 per day, maximum period of 7 consecutive days)
  • Two round trip ticket
    (on economy class fare basis)
  • Accommodation costs
    (HK$1,200 per day, maximum period of 7 consecutive days)
Return of Unattended
Dependent Child(ren) to
Hong Kong (Age below 16)		 A one-way air ticket (on economy fare basis)
Hospital Admission
Guarantee Deposit		 HK$50,000 HK$65,000 HK$65,000
Personal Accident
(Accidental Death or Total Paralysis)		 Maximum HK$35,000 Maximum HK$260,000 Maximum HK$260,000

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Premium

Premium Table (HK$)
Days Short-term Plan Annual Plan
Years Plan A Plan B
14 days HK$78 1 year HK$600 HK$350
30 days HK$138 2 years HK$1,000 HK$580
60 days HK$168 3 years HK$1,400 HK$800
90 days HK$208      

Remarks:

  • Insured must be between 16 and 75 years of age.
  • Unlimited times of journey within the policy year.
  • Subject to Terrorism Exclusion.

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Additional Benefit

  • You can enjoy free membership of airline clubs and enjoy special hotel room rates on room bookings services.

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Major Exclusion

  • Illness, infectious disease or by medical or surgical treatment (other than treatment required on account of an accident covered by this policy), hunting, mountaineering necessitating ropes or guides, skating, water skiing, winter sports, diving, racing of any kind or fighting or insanity or being under influence of drugs, alcohol, intoxication, solvent abuse and so on.

Note: The above information is for reference only. Please refer to the full wording of the policy provisions for detailed terms & conditions and exclusions.

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Important Note

  • Insured must be between 16 and 75 years of age.

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Governing Law of Policy: Hong Kong Special Administrative Law

For enquiries, please contact our branch and sub-branches or call up our customer service hotline.

Note: The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.

The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Hong Kong Office of the Commissioner of Insurance to provide general insurance business. Bank of Communications Co., Ltd. Hong Kong Branch is an appointed insurance agent of China BOCOM Insurance Co., Ltd.