Saving Deposit services help you "Manage your wealth with flexibility and comprehensiveness"

Our innovative integrated financial management concept brings you convenience and flexibility in banking services. With our multi-currency passbook account, you can manage deposits in Hong Kong Dollars, Renminbi and other different foreign currencies. Checking transaction details and balances has never been this easy.

Features

No initial deposit required
Enjoy ATM services whether you are in Hong Kong, China or overseas
The higher your balance, the more preferential interest rate you will enjoy.
The choice to use either your passbook or account card to make deposits and withdrawals gives you all the flexibility and convenience you need.
Interest is calculated daily and credited to your account every month to give you higher yields on your savings.
"Internet Banking"- manage your personal finance and excel, anytime, anywhere.

Friendly Reminder: Definitions of Dormant Accounts and related charges

Any account with no transaction record for 2 consecutive years.
A fee will be levied every 6 months for accounts with balance falling below HK$2,000 or its equivalent.
Fees are debited on next working day of the end of June and December each year.
For single currency account¡GHK$100 equivalent.
For multi-currency account¡GThe charge will first be debited from the balance in HKD. Should the balance in HKD be less than HK$100, the difference is to be debited from other available currency in alphabetical order until a total amount of HK$100 is debited.
The Bank may close any account bearing a zero balance without further notice.
(Please refer to HKAB's publication "Understanding Dormant Accounts" at the HKAB website.)

Bank of Communications Co., Ltd Hong Kong Branch is a member of the Deposit Protection Scheme. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$100,000 per depositor. The repayment of eligible deposits in excess of the amount protected under the Scheme taken by this Bank is guaranteed by the Hong Kong SAR Government's Exchange Fund, until the end of 2010.