A full range of products to fit your needs

Bank of Communications Time Deposits let you choose terms ranging from one week to one year or even a longer period subject to prior arrangement, with attractive interest rates for your greatest return.

Time Deposit Services

Various long-term and short-term deposits are available. You can place auto-renewal or direct-credit order as maturity instruction. Statements are provided at regular statement dates for your clear record. Application is easy, and our wide selection of products will complete your financial portfolio.

Hong Kong Dollars Time Deposit

We offer different combinations of time deposits to suit your needs:

General Time Deposits	Preferential Time Deposits	Large-amount, High-interest Time Deposits
For deposits of HK$10,000 and up.	For deposits of HK$30,000 and up.	For deposits of HK$500,000 and up.

Renminbi Time Deposits

Flexible deposit tenure for greater freedom of choice
Minimum deposit amount is up to HK$10,000 or equivalent
Auto-renewal to save time

Foreign Currency Time Deposits

To support your different investment strategies, we offer a wide variety of foreign currency deposits covering US Dollar, Australian Dollar, Canadian Dollar, Swiss Franc, Pound Sterling, Japanese Yen, New Zealand Dollar, Danish Krone, Norwegian Krone, and Euro.

7 to 14-day Foreign Currency Time Deposits	Foreign Currency Time Deposits for 1 Month or Above
For deposits from HK$40,000 (equivalent).	For deposits from HK$10,000 (equivalent).

Call Deposits

Our call deposit service is ideal for those who demand flexible fund arrangements. Call deposits have no fixed deposit or maturity date. Before you make a withdrawal, simply advise the Bank 1 to 7 days in advance as specified in your deposit agreement.