Current Deposit services help you "Manage your wealth with flexibility and comprehensiveness"

With Bank of Communications HKD or USD or RMB current accounts, we put flexibility into your personal finance management.

HKD Current Accounts

No initial deposits required.
You may apply for "BOCOM Card", "Telephone Banking" and "Internet Banking " .
Cheque books can be applied through ATM, Internet Banking.
You can make HKD cash and cheque deposits and withdrawals at any of our branch or sub-branches, and enjoy easy fund management.

No initial deposits required.
Cheque books can be applied through ATM, Internet Banking.
Pay directly in USD and save demand-draft and TT charges.
Deposit and withdraw USD notes at any of our branch or sub-branches to make easy payment arrangements.

No initial deposits required.
Renminbi cheques can be issued for the purpose of making payments for personal consumer spending in Guangdong Province (including Shenzhen) and/or used in Hong Kong.
Use of Renminbi cheques in Guangdong Province (including Shenzhen) is subject to the maximum amount per cheque of RMB80,000 and the daily clearing limit of RMB80,000.
Use of Renminbi cheques in Hong Kong should comply with the usual banking practices in Hong Kong.

Friendly Reminder: Definitions of Dormant Accounts and related charges

Any account with no transaction record for 2 consecutive years.
A fee will be levied every 6 months for accounts with balance falling below HK$2,000 or its equivalent.
Fees are debited on next working day of the end of June and December each year.
HKD deposit general fees : HK$120.
An equivalent of HK$120 (in the deposit currency) will be debited from every foreign-currency deposit.
The Bank may close any account bearing a zero balance without further notice. (Please refer to HKAB's publication "Understanding Dormant Accounts" at the HKAB website.)