Terms and Conditions for
1. Applicant must have successfully applied
for a Bank of Communications Island Golf Club Credit Card issued by Bank of
Communications Co., Ltd. Hong Kong Branch (the “Bank”) in
2. Applicant who successfully applies for
principal card can choose a “HK$300 Island Golf Club Cash Coupon” or “MacGregor Boston Bag” or “Olympus Binocular” as his/her
welcome gift. The principal and supplementary cardholders must confirm and
activate their credit cards and accumulate retail purchase or cash advance of
HK$3,000 or above by using the new principal credit cards as well as each new
card must make retail purchase or cash advance once within 3 months from the
new credit card issue date to redeem the promotional welcome gift.
3. Retail purchase does not include
purchase of casino chips, purchase of traveler's cheque and payment of all credit card charges (e.g. annual fees, finance charges,
etc.).
4. If the principal or supplementary
cardholder of this promotional offer cancels his/her credit card within 13
months from the new credit card issue date, the Bank reserves the right to
charge each cardholder an administrative fee of HK$600 from the principal
cardholder's credit card account without prior notice to the cardholders.
5. Applicant who is currently holding or
has held any principal credit card(s) or any card types(s) or principal card of
Pacific Credit Card or principal card of Go-Goal Credit Card or supplementary
card of Island Golf Club Credit Card issued by the Bank in the past 6 months is
not eligible for any of the promotional welcome gifts.
6. Once the promotional welcome gift is
chosen, welcome gift cannot be exchanged for alternative. Promotional welcome
gifts are available on a first-come-first-served basis while stock lasts. If
the cardholder's choice of welcome gift is out of stock, the Bank reserves the
right to offer an alternative gift as replacement. Welcome gifts cannot be
exchanged for cash.
7. A Gift Redemption Letter will be sent to
the successful principal cardholder within 6 weeks from the date the cardholder
has met the relevant gift redemption requirements. Lost, stolen or damaged Gift
Redemption Letters will not be re-issued.
8. The Bank reserves the right to charge
each cardholder an administrative fee of HK$600 if the cardholder redeems a
welcome gift to which he/she is not entitled, makes duplicate redemption, uses
ineligible transactions (as determined by the Bank) to redeem his/her welcome
gift or commits any fraud or abuse in relation to the gift redemption.
9. This promotional offer is applicable
only to successful cardholder who maintains good credit status and whose principal
credit card account is valid at the time of redemption.
10. All welcome gifts are supplied by
merchants. The Bank accepts no liability for any matters relating to any such
products and/or services. The respective merchants are solely responsible for
all obligations and liabilities in relation to such products or services
provided.
11. The Bank reserves the right to vary the
terms and conditions, to change or terminate this promotional offer at any time
without prior notice to the Applicant.
12. In case of any disputes, the Bank's
decisions shall be final and conclusive.