Details of Cash Rebate Plan and Monthly Birthday Reward

"Cash Rebate" Reward
On every spending of HK$250 made with your Pacific Credit Card, you will be awarded HK$1 cash rebate which will be credited to your credit card account in next statement.

"Monthly Birthday" Reward
Enjoy your birthday every month! On every spending made with your Pacific Credit Card on the corresponding day of your birthday every month, an extra 50% cash rebate will be awarded which will be credited to your credit card account.

Example:

• If principal cardholder's birthday is on 20th January, he/she will be entitled to an extra 50% cash rebate for his/her spending as well as the spending of his/her supplementary card(s) under the same card account effected on 20th of each month throughout the year.
• If the principal cardholder's birthday is on 31st January and there is no corresponding 31st day in April, he/she will earn an extra 50% cash rebate for his/her spending as well as the spending of his/her supplementary card(s) under the same card account effected on the last day of the month (e.g. 30th April).

Remarks:

1. Spending calcuated for cash rebate are counted on each monthly statement basis and any remain spending that is not calculated for cash rebate will not be transferred and counted in the following monthly statement.
2. Spending calculated for cash rebate only include retail purchase and Octopus automatic add value service transaction but does not include outstanding balance, cash advance, cash instalment amount, balance transfer amount, bill payment for payee merchants categorized as a "Banking and Credit Card Services", "Credit Services"," Securities Broker", "Inland Revenue Department" and merchant name "The Hong Kong Jockey Club" via webpage of the Bank, purchase of casino chips, purchase of traveler's cheque, payment of all credit card charges (e.g. annual fees, finance charges, etc.) and any credit card transactions designated by the Bank from time to time.