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Gift Card

Bank of Communications 100th Anniversary Limited Edition Gift Card

For Collection with Memorial Value

Bank of Communications 100th Anniversary Limited Edition Gift Card is designed exclusively for celebration of the 100th anniversary of our Bank, which is excellent for collection or as gift to friends/relatives.When using up all the prepaid value, you may keep the card for collection or memorial purpose.

Simple Application and Card Collection

No card approval process and application document are required.The Gift Card can be purchased and collected at our Hong Kong Branch and any of sub-branches in Hong Kong.

Merchant Offers

You can purchase with the Gift Card before card expiry date in worldwide VISA acceptance merchants and enjoy various merchant discounts or benefits when using the Gift Card at Hong Kong and Mainland China.

Flexi and Up to HK$5,000 Prepaid Value

You are not required to open any bank accounts at our Bank for purchase of the Gift Card and are free to choose any prepaid values ranging from HK$100 to HK$5,000.

Easy Balance Enquiry

You may visit our Hong Kong Branch or any of sub-branches in Hong Kong or call our Customer Services Hotline (852) 22 699 699 to enquire for the balance of the Gift Card.

Advantages of using Gift Card

  • The Gift Card is suitable in various circumstances
  • As an electronic gift cheque to friends or relatives
  • To avoid carrying too much cash, the Gift Card can be used for overseas retail purchases while traveling abroad
  • Parents purchasing the Gift Card for their children can know better the children's spending habit towards retail purchases
  • Traditional credit approval process can be dispensed with. By using the Gift Card, you can enjoy the Bank's selected merchant offers instantly.

 

General Frequently Asked Questions of the Gift Card

1. : How does the Gift Card work?
A : Cardholder can use the Gift Card for retail purchases just like a regular VISA card, up to the prepaid value designated to the Gift Card when it is issued. The use of Gift Card shall be subject to the terms and conditions of the Cardholder Agreement for the Bank of Communications Gift Card.

2. : Is there any approval procedure required for Gift Card?
A : No. The Gift Card can be purchased at the branch or any sub-branches of Bank of Communications Co., Ltd. Hong Kong Branch ("the Bank").

3. : Is there any age requirement on the Gift Card cardholder?
A: Yes. The cardholder of the Gift Card must be aged 16 or above.

4. : What makes the Gift Card different from other Store or Bank gift voucher?
A: The Gift Card can be used at any merchant shops that accept VISA cards for payment purpose. Unlike a department store gift voucher, which limits your purchases only at the designated department store, you can use the Gift Card at any merchant shops wherever the VISA logo is displayed. For the Bank gift voucher, the recipient needs to deposit the Bank gift voucher in his/her bank account first before he/she can make use of the value printed on the gift voucher.

5. : Is the Gift Card a credit card?
A: No. The Gift Card is a prepaid VISA card with a minimum prepaid value of HK$100 but subject to a maximum prepaid value of HK$5,000.The Gift Card is applicable to electronic transactions for retail purchases only but does not allow any cash advance or ATM access. No credit limit will be provided.

6. : How can I activate the Gift Card?
A: You can activate the Gift Card by simply signing at the back of the Gift Card before use. The Gift Card can be used at any merchant shops wherever the VISA logo is displayed and that accept VISA card for payment with effect from the day following the day on which you purchased the Gift Card.

7. : Can I make a purchase for more than the amount remaining on the Gift Card?
A : No. The Bank at which the Gift Card is issued will maintain an account for each Gift Card issued and the balance in the account will be reduced after each purchase in accordance with the value of each transaction. The transaction will be declined if the prepaid value designated to the Gift Card has been fully used up or the remaining balance in the account is not enough to cover the value of the transaction. Remaining balance cannot be refunded.

8. : Can I request for refund or increase the prepaid value after the Gift Card is issued?
A: No. You cannot request for any refund or increase the prepaid value once the prepaid value is credited to the account on the date the Gift Card is issued.

9. : Is the Gift Card applicable for cash advances or to the VISA Express Payment Services?
A : No. The Gift Card cannot be used for cash advances, transactions processed by manually imprinted sales slips, mail orders, phone orders, autopay, online orders or bill payments, transactions in casinos, on aeroplanes or on ocean liners, transactions at any local or overseas ATMs and for any VISA Express Payment services or such other transactions and/or at such other places or terminals which the Bank may from time to time publish (e.g. transaction made in cinema, car park, fast food outlets).

10. : How can I check the balance on the Gift Card?
A: You can check the balance of the Gift Card at the branch or any sub-branches of the Bank or by calling our Customer Services Hotline at (852) 22 699 699.

11. : What happens when I have spent all the value on the Gift Card or the expiry date of the Gift Card has lapsed?
A: Once the prepaid value of the Gift Card depleted or the expiry date printed on the Gift Card has lapsed, the Gift Card will become invalid for any purchases. You are not required to return the Gift Card to the Bank and may keep the specially designed Gift Card as a souvenir. The expiry date of the Gift Card is imprinted on the Gift Card under"VALID THRU", the first 2 digit is Month, and the last 2-digit is Year..

12. : Can I get a replacement card if the Gift Card is lost or malfunctioned?
A: If the Gift Card is lost, the Bank will not replace the Gift Card or refund any of the prepaid value of the Gift Card. If the Gift Card has malfunctioned due to reasons other than the fault of the cardholder, the Bank may, at its sole discretion, request for the return of the malfunctioned Gift Card and issue a replacement. Gift Card valid only for the unexpired validity period and with the remaining unused prepaid value of the malfunctioned Gift Card. The Bank shall charge a handling fee at such rate as shall be specified from time to time by the Bank in the relevant promotional materials.